About Grant Cash Advance

Get early access to your paycheck with fast, transparent cash advances from $25 to $350, delivered straight to your account.

Not a loan
No interest
No credit check required
Part of the Kikoff ecosystem
the problem

Life doesn't wait
for payday.

You work hard. But sometimes the bills hit before the paycheck does. The car breaks down on a Tuesday. The kids need lunch money on a Wednesday. Your bank account says no — but your life keeps moving.
57%

of Americans live paycheck to paycheck — with little to no savings as a buffer.

64%

of Grant Cash Advance users put their advance toward essentials: groceries, gas, and bills.

That's the gap Grant Cash Advance was built to close. Not a loan. Not a payday trap. Just fast access to money you've already earned — so you can cover what you need without falling behind.

Because you shouldn't have to choose between groceries and keeping the lights on. And you shouldn't have to pay 400% interest just to make it to Friday.

Our mission

Built by Kikoff.
Built for people who need it to work.

Grant Cash Advance is a product of Kikoff — a company built to help people that traditional finance has left behind. We started by helping people build credit when banks wouldn't give them a shot. We're still doing that. We build tools for the people who need them most. Cash advances should close the gap between today and payday — not open a new one.

Why Grant cash advance

Honest about what we are.
And what we're not.

The cash advance space is crowded. And a lot of apps look the same until you read the fine print. Here's what actually sets Grant apart.

Cash Advance Limits

Grant Cash Advance offers $25 to $350 for new users. Amounts may increase when you repay on time.

Debt Risk

Grant Cash Advance carries zero debt risk. EWA is not a loan. You cannot borrow more than you have earned, and there is no debt cycle.

Credit Score Impact

Grant Cash Advance advances are not reported to credit bureaus. Your score stays untouched.

Earn Rewards

Grant Cash Advance lets you play games, take surveys, and earn boosts that increase your advance amount or unlock free Express Delivery.

Tips

Grant Cash Advance does not ask for tips. No cartoon imagery, no peer pressure. Your cost is your subscription.

700K+
Active users who trust Grant Cash Advance
for their cash advance needs
$1B+
In cash advances issued to real people
in real situations, since 2024
98%
Of Instant Delivery transfers* arrive
within 60 seconds
Most users are approved in under 3 minutes!

How it works

1

Sign Up

Download Grant Cash Advance & create your account.1

2

Link Your Account

Securely connect the account where your paycheck is deposited.

3

Request Your Advance1

Request $25 to $3501 in cash advances with fast deliveries.

Repay

We line up repayments with your paycheck schedule to keep things simple.